Grocery store fuel rewards programs offer one of the simplest ways to lower your cost per gallon—just by doing your regular shopping. By linking your grocery spending to fuel discounts, you can save anywhere from 10¢ to $1.00 per gallon depending on how much you buy and where you redeem.

Here’s how popular fuel point programs work and how to use them effectively.

How Grocery Fuel Rewards Programs Work

Most major grocery chains allow you to earn points with every purchase. Those points can then be converted into fuel discounts at participating gas stations.

• Kroger Fuel Points: Earn 1 point per $1 spent at Kroger and affiliated stores. Every 100 points = 10¢ off per gallon, redeemable at Kroger Fuel Centers and participating Shell stations.
  Learn more about Kroger Fuel Points 
• Safeway Just for U Rewards: Earn 1 point per $1, with bonuses for select items. Every 100 points = 10¢/gal discount, redeemable at Safeway gas stations and participating Chevron or Texaco locations.
  Details on Safeway Rewards
• Giant / Stop & Shop / Martin’s: These chains offer similar programs, sometimes under the name “Gas Rewards” or “Fuel Rewards.”
• Albertsons: Participates in the same network as Safeway with near-identical redemption options.
  Albertsons Rewards Info

Maximizing Your Fuel Points

1. Watch for bonus point promos: Items marked with “2x” or “4x fuel points” accelerate your savings, especially around holidays.
   
2. Fill up big: Discounts apply to a maximum of 35 gallons per transaction, so try to refuel when your tank is near empty.
   
3. Combine with loyalty cards: At Shell, you can stack Fuel Rewards with grocery-linked discounts.
   

Stacking with Cashback Tools

Some apps let you earn cashback on top of using fuel points:

• Fluz allows you to buy gas gift cards online or pay with a virtual card, earning cashback even when fuel points are used.
  
• Upside and Ibotta can provide additional savings if receipt uploads or linked purchases qualify.
  

Example Scenario

Let’s say you spend $300/month at Kroger and earn 300 points. That gives you 30¢/gal off. If you fill up 15 gallons, that’s $4.50 in savings. Pair that with cashback from Fluz or Upside, and you’ve easily saved $6–$8 on one tank.

Things to Keep in Mind

• Most fuel points expire at the end of the following month.
  
• Not all stations participate in grocery-linked programs, so check the station locator before filling up.
  
• Many programs cap discounts at 1,000 points ($1.00/gal).
  

Final Thoughts

Grocery fuel points are one of the most overlooked fuel savings tools—especially since they reward you for spending you’re already doing. Whether you shop at Kroger, Safeway, or Albertsons, linking your grocery and gas strategy can cut costs every month. Combine it with a cashback app like Fluz, and those savings get even better.